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Georgia - The Georgia Work Comp Act requires Georgia employers to provide immediate medical care and related disability payments or death benefits for injuries sustained by Georgia workers while on the job. An approved Georgia workers compensation insurance policy provides all the benefits required within the act. Employers can either provide an approved Georgia work comp policy, or be prepared to pay out-of-pocket for any workers comp benefits and injured employee may be entitled to. By securing a Georgia work comp insurance policy the Georgia work comp act shields the employer from most tort liability that may result from employee injuries.

Kansas - Kansas work comp insurance guideline summary and KS resource directory. Kansas employers are required to provide a workers compensation insurance plan to pay their employees work comp benefits for injuries, disability, death or occupational diseases that are sustained while on the job or are job related.

Missouri - Missouri workers compensation insurance guide summary. In Missouri work comp insurance is state mandated. Missouri workers compensation insurance pays benefits to Missouri employees injured at work. Benefits include medical care, lost wages and disability payments.

North Dakota - North Dakota is a monopolistic state meaning employers must purchase workers compensation insurance directly from the state's Workforce Safety Insurance (WSI) program. WSI is the exclusive, employer financed, no-fault insurance state fund covering workplace injuries, illnesses, and death in North Dakota. WSI is the sole provider and administrator of the workers comp insurance in North Dakota.

Ohio - Ohio is a monopolistic state meaning employers must purchase workers compensation insurance directly from the state. Employers have two options: Purchase workers compensation insurance from the state fund or self insure. Any employer with at least one employee must comply.

Washington - Washington is a monopolistic state meaning employers must purchase workers compensation insurance directly from the state's Department of Labor and Industries. Employers have two options: Purchase workers compensation insurance from the state fund or self insure. Most employers with at least one employee must comply; however, there are numerous exceptions.

West Virginia - West Virginia used to mandate that employers purchase workers compensation insurance directly from the state for specific types of operations. The state is currently in transition from monopolistic to private insurers. Effective January 1, 2006 the state's workers compensation insurance administer was privatized. Its new name is BrickStreet Insurance. West Virginia employers are now required to purchase their work comp insurance from BrickStreet. In 2008 private insurance carriers will be allowed to enter West Virginia to begin selling workers compensation insurance in competition with BrickStreet. At that time employers will be allowed to do business with any work comp insurance company authorized to do conduct business in West Virgina.

Wyoming - Wyoming mandates that employers must purchase workers compensation insurance directly from the state for specific types of operations. Employers not required to have coverage may purchase insurance from private insurers.